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U.S. Bank Triple Cash Rewards Visa® Business Card

Earn $500 in cash back.

Welcome offer

Earn $500 in cash back. Just spend $4,500 on the Account Owner's card in the first 150 days of opening your account.6

Key benefits

Earn 3% cash back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants.7 Plus, earn an annual $100 statement credit for monthly software service purchases such as FreshBooks or QuickBooks.8

Annual fee

U.S. Bank Business Leverage® Visa Signature® Card

Earn $750 in rewards.

Welcome offer

Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owner's card within the first 120 days of opening your account.9

Key benefits

Earn 2% back in your top 2 categories where you spend the most, automatically.10

Annual fee

$0 annual fee for the first year, $ thereafter. Plus, no annual fee for employee cards.

U.S. Bank Business Platinum Card

Get a low intro APR for 18 billing cycles.

Welcome offer

0% Intro APR on purchases and balance transfers for the first 18 billing cycles, and after that a variable APR, currently $.11

Key benefits

Enjoy a competitive introductory rate, purchasing power and business control.

Annual fee

$

U.S. Bank BUSINESS ALTITUDE™ CONNECT WORLD ELITE MASTERCARD®

Earn 60,000 bonus points.

Welcome offer

Earn 60,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.3

Key benefits

5X points on prepaid hotel and car rentals booked directly in the Rewards Center.4

4X points on travel, including airfare, hotels, gas and EV charging stations, up to $150,000 in combined annual spend.

2X points on dining, takeout, restaurant delivery and cell phone services and 1X point for all other purchases.

Plus, a $25 statement credit on rideshares.5

Annual fee

$0 intro annual fee for the first year, $ thereafter. Plus, no annual fee for employee cards.

New offer

U.S. Bank Business Altitude™ Power World Elite Mastercard®

Earn 75,000 bonus points.

Welcome offer

Earn 75,000 bonus points. Just spend $10,000 on the Account Owner’s card in the first 120 days of opening your account.1

Key benefits

2X points on all purchases. No caps or expiration date on total rewards earned.2

2.5X points on up to $5,000 in mobile wallet purchases each quarter.

6X points on prepaid hotel and car rentals booked directly in the Rewards Center.

Annual fee

$. There is no annual fee for employee cards.

Frequently asked questions

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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details.

The rate will end early and increase to the APR for purchases and balance transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.

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  1. One-time 75,000 bonus points will be awarded if eligible Net Purchases totaling $10,000 or more are made to the Account Owner's Card within 120 days from account opening. The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Altitude Power accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Use of the Business Altitude Power Card is subject to terms and conditions of the Business Altitude Power Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.

  2. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank Business Altitude Power Cardmember Agreement, which may be amended from time to time. U.S. Bank Business Altitude Power Card Cardmembers will earn two (2) "Points" for every $1 in eligible Net Purchases. In addition, as further explained below, you will earn additional Points for the following Net Purchases: You will earn four (4) additional Points (6 points total) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the Rewards Travel Center using your rewards credit card instead of Points. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn one half (0.5) additional point (2.5 total points) on your first $5,000 in combined eligible Net Purchases made using a mobile wallet. During any calendar quarter in which you spend more than $5,000 combined in purchases using a mobile wallet, you will earn 2 Points for each $1 spent, with no maximum. “Mobile wallet” is defined as the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay and Google Pay™. 

  3. One-time 60,000 bonus points will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner's Card within 180 days from account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Altitude Connect accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Use of the Business Altitude Connect Rewards card is subject to terms and conditions of the Business Altitude Connect Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.

  4. Points are earned on eligible Net Purchases. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank Business Altitude Connect Cardmember Agreement, which may be amended from time to time. U.S. Bank Business Altitude Connect Cardmembers will earn one (1) Point for every $1 in eligible Net Purchases. You will earn additional Points for the following Net Purchases: You will earn four (4) additional Points for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Business Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional Points for that category. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn three (3) additional Points for each $1 on the first $150,000 spent during each account calendar year on combined eligible Net Purchases made directly with merchants that are classified as a travel category transaction (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and for purchases made with merchants classified as a gas station or electric vehicle charging station. After $150,000 is spent on combined purchases during the calendar year in these categories, you will earn 1 Point for each $1 spent, with no maximum. You will earn one (1) additional Point for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant or bar, and cellphone provider, with no maximum.

  5. An automatic statement credit of $25 will be applied to your Account within two (2) statement billing cycles following three (3) consecutive months in which at least one (1) eligible rideshare service purchase was made directly with a rideshare provider such as Uber and Lyft, including taxi services. Eligible rideshare service providers are identified by their Merchant Category Code (MCC). We do not determine the category codes that merchants choose and reserve the right to determine which Purchases qualify. We reserve the right to adjust or reverse any portion of all or any rideshare services credit for unauthorized purchases or transaction credits. Account must be in good standing (open and able to use) to receive the credit.

  6. New Credit Card Enrollment Bonus: Offer valid only for the U.S. Bank Triple Cash Rewards Visa® Business Card. One-time $500 cash back will be awarded if eligible Net Purchases totaling $4,500 or more are made to the Account Owner’s Card within 150 days from account opening. The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Please allow 8-10 weeks after you have met the spend requirement for your cash back to be credited to your Account. Cash Rewards may be redeemed as a statement credit, U.S. Bank Rewards Card, or deposited to your U.S. Bank business checking, savings or money market account. A statement credit will not satisfy the minimum payment requirement. Offer may not be combined with any other offer. Subject to credit approval.

  7. U.S. Bank Triple Cash Rewards Visa® Business Card members may earn three percent (3%) cash back on Net Purchases (purchases minus credit and returns) at restaurants/restaurant delivery, gas stations, electric vehicle charging stations, office supply stores and cell phone service providers. All other Net Purchases may earn one percent (1%) cash back. Transactions qualify for cash back based on how merchants classify the transaction. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%. You may not redeem cash back, and you will immediately lose all of your earned cash back rewards, if your account is closed to future transactions (including, but not limited to, due to Program misuse, fraudulent activities, failure to pay, bankruptcy, or death). Cash back may be redeemed as a statement credit, U.S. Bank Rewards Card, or deposited to your U.S. Bank business checking, savings or money market account. The amount of Rewards that may accumulate for your Account is unlimited. Rewards accumulated are non-expiring, subject to conditions set for herein. Refer to your cardmember agreement for full details.

  8. An automatic statement credit of $100 per 12-month period will be applied to your Account within two (2) statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. We do not determine the category codes that merchants choose and reserve the right to determine which Purchases qualify. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits. Account must be in good standing (open and able to use) to receive the credit. 

  9. One-time 75,000 bonus points (worth $750 cash back) will be awarded if you are approved for a new Leverage Business Rewards Card and eligible Net Purchases totaling $7,500 or more are made to the Account Owner's card within 120 days from account opening. The Account Owner's card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net Purchases are purchases minus credits and returns. Rewards are earned based on eligible Net Purchases. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Leverage accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Each point is worth $0.01 when redeemed. Points may be redeemed for cash back in the form of statement credit or deposit to a U.S. Bank checking or savings account only. Points expire five years from the end of the quarter in which they are earned. Use of the Leverage Business Rewards card is subject to terms and conditions of the Leverage Business Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.

  10. Some exclusions apply. Please visit usbank.com/leveragecategories to see the full list of eligible merchant categories. Please see Cardmember Agreement that comes with your Card for more details. The Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits or returns. "Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as Points and each point earned is equal to $0.01 when redeemed. You may simply see "Cash Back" or "Back" in marketing materials when referring to the rewards you earn. You may not redeem points, and you will immediately lose all of your points, if your account is closed to future transactions (including, but not limited to, due to program misuse, failure to pay, bankruptcy, or death). Points may be redeemed for cash back in the form of a statement credit or deposit to a U.S. Bank checking or savings account only. Points expire five years from the end of the quarter in which they are earned.

  11. The 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay® Plans and ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances.